Legal Articles, General Practice

My Land Contract was Foreclosed: Can I Save My Property?

My land contract was foreclosed and the redemption period has ended. Can I still save my property?

A DAY IN THE LIFE OF A STUDENT LOAN DEFENSE TRIAL ATTORNEY

This article describes the process and outcome of a recently tried case.

Birmingham Bankruptcy Courthouse Reopened

The Birmingham Bankruptcy Courthouse, officially known as the Northern District of Alabama-Southern Division, recently reopened after several years of renovations.

Your Bankruptcy Hearing: What to Expect

For many people, one of the most frightening aspects of bankruptcy is going to court. What’s going to happen? Who will be there? Will I be asked embarrassing questions? Here are 10 things you need to know about your bankruptcy court date:

To Deduct or not to Deduct: The Means Test, the Supreme Court and your car.

May a debtor claim an ownership expense deduction under the means test if the vehicle is unencumbered? The Supreme Court will hear a case on this issue to resolve a split in the circuits; well, not a 50/50 split, but the usual split…the 9th Circuit versus everyone else.

The Bankruptcy Means Test, Is It The “Real” Test to Qualify for Bankruptcy?

A bankruptcy judge in Georgia ruled that a debtor would be refused a discharge even though he passed the Means Test. At the time of filing, the Debtor paid monthly mortgage payments of $3,273 per month.

Unemployment numbers and the “Geography of Recession”

Worried about unemployment? Wondering how much unemployment has increased in the last 3 years? Has it effected you?

THE 6 THINGS DEBT COLLECTION AGENCIES CANNOT DO TO YOU

Every year, the Federal Trade Commission receives more complaints about debt collectors than any other industry, even though the Fair Debt Collection Practices Act (FDCPA) has been in place to curb abusive and unethical behavior since 1977.

BANKRUPTCY AND THE REAL ESTATE SETTLEMENT PROCEDURES ACT

For many people who file for bankruptcy in Oklahoma, the feeling of relief is immense. The debt load that kept you awake at night is either wiped out or condensed into an affordable repayment arrangement.

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