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Collection Lawsuits and Delinquencies on the Rise: 2017 Q3 Shows Further Increases

If you are trying to figure out how to handle overwhelming debt or collection lawsuits or judgments, thinking about filing for bankruptcy, or exploring other options for debt reorganization, contact us at Fitzgerald & Campbell, APLC.

Student Loan Defaults More Common with College Dropouts

A recent news article states that nearly 40 percent of borrowers are in various stages of delinquency or default.

Collecting Judgments: Lenders May Run Your Credit Report to Snoop

If you are finding it difficult to pay your bills and need an experienced debtor rights attorney, contact us at Fitzgerald & Campbell, APLC. We can review your current situation and discuss your options with you, whether that means a negotiated settlement, bankruptcy, or more.

Student Loan Issues: Co-Signers Could Face Serious Repercussions

If you are a co-signer on a student loan, you may find yourself wondering what to do if the borrower has dropped out of school and shows no signs of worrying about paying back the debt—or even with graduation behind them and a new job, they may still be struggling. If you are beginning to receive calls from debt collectors and are worried about what is going to happen to your credit score, consult with an experienced law firm like Fitzgerald & Campbell, APLC now.

Before You Declare Bankruptcy...

Before you declare bankruptcy...

Strategic Student Loan Defaults Growing in the US

Many consumers and borrowers today though are eschewing worry and respect for the credit score in lieu of more strategic financial moves.

Collection Lawsuit Responses: What Not to Say

Creditors often back down quickly in the face of a court battle.

Student Loan Fraud: Growing Numbers Cite For-Profit Schools at Fault

Fraud due to empty promises is one reason forgiveness is sought for many student loans, with a recent news article stating that the majority of these cases filed are by borrowers who attended for-profit learning institutions.

Co-Signer on Your Older Child’s Car—What Happens If They File Chapter 7?

"There are many experts who will warn you against the perils of co-signing unless you are fully prepared for the unfortunate circumstances of a default."

Unresolved Debt May Lead to Court Judgments & Worse

If you find yourself with a pile of unpaid debts today, it may be hard to pinpoint where the whole problem started—aside from that first credit card that arrived in the mail (probably years ago) and seemed so innocuous.

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